For more information on other horse racing terms, check out our glossary.

What is a Lucky 15 bet?

A Lucky 15 consists of 15 bets using four bet variations. These are:

  • 1 four-fold accumulator
  • 4 trebles
  • 6 doubles
  • 4 singles

How does a Lucky 15 bet work?

A Lucky 15 adds a form of insurance within your bet, as just one correct selection will see a return even if your other selections are incorrect. The more picks that you get right, the more money you win.

Here’s an example of a Lucky 15 bet:

Horse A To Win the 13:50

Horse B To Win the 14:30

Horse C To Win the 15:10

Horse D To Win the 15:50

Should only one of horse A, B, C or D win, then you will be paid out on the corresponding single bet. Everything else would be a loser.

If two of the four horses win, you would be paid out on not only the two corresponding single bets, but also the double that they create.

If three of the four horses win, you would be paid out on the three corresponding single bets, the three doubles and one treble that they create.

If all four horses win, you would be paid out on all the bets within the Lucky 15: the four singles, the six doubles, the four trebles and the four-fold accumulator.

How much does a Lucky 15 bet cost?

Each bet within the Lucky 15 is treated separately, meaning each bet incurs its own cost. For example, a £/€1 Lucky 15 bet would cost a total of £/€15, as each of the 15 bets within the Lucky 15 are considered.

How does a Lucky 15 bet work in horse racing?

Lucky 15 bets are commonly found in horse racing.

It works like the example above. Simply select the four horses that you fancy across four different races, with only one horse needing to win to see a return. The more horses that win (alongside the odds that the horses were priced at), the more you’ll win.

How does a Lucky 15 bet work in football?

Despite commonly being found in horse racing, you can also create a Lucky 15 bet using football markets.

As with, horse racing, simply make four selections from four different matches, and you’ll receive a payout if only one of your selections win. The more selections that win (alongside the odds that the selections were priced at), the more you’ll win.

Lucky 15 football bets aren’t exclusive to winner markets. Whether it be Win/Draw/Win, Both Teams To Score (BTTS) or another market, any selection can be added to your Lucky 15.

How to calculate a Lucky 15 bet?

Take the following £/€1 per line (£/€15 altogether) Lucky 15 bet:

Horse A To Win the 13:50 @ 10/1

Horse B To Win the 14:30 @ 8/1

Horse C To Win the 15:10 @ 3/1

Horse D To Win the 15:50 @ 4/1

If just one horse wins, for this example Horse A, the payout would be £/€11.

If two horses win, for this example Horse A and Horse B, then two singles and one double would win, making the payout £/€119.

If three horses win, for this example Horse A, Horse B and Horse C, then three singles, three doubles and one treble would win, making the payout £/€599.

If all horses win, then the whole Lucky 15 would be a winner, making the payout £/€3599.

Consider using an online Lucky 15 calculator before placing your bet, which calculates how much you could win depending on all of the outcomes.

What is the difference between a Lucky 15 bet and a Yankee bet?

Lucky 15 and Yankees are the same, but with one important difference.

The Yankee bet doesn’t include the four singles within the bet. So, if only one of your selections win within a Yankee bet, you would not receive any returns, whereas you would in a Lucky 15.

Can I place an each-way Lucky 15?

Yes, all you need to do is click the ‘E/W’ box next to Lucky 15 on your betslip.

When placing an each-way Lucky 15, the number of bets you are placing is doubled from 15 to 30. In effect, you are backing all of them twice – once for all of them to win, and again for all of them to place.

Alternatively, you may want to back some of your horses To Win and others to place.

In that instance, tick the ‘E/W’ box next to the horse you’re backing to place in your betslip. The number of bets that will be in your Lucky 15 will then remain at 15.

What happens to a Lucky 15 with a non-runner?

If a Lucky 15 includes a non-runner, all 15 bets still stand.

One non-runner and one winner in a double would see you paid out to the value of the single winner.

One non-runner and two winners in a treble would see you paid out to the value of the double that the two winners create.

One non-runner and three winners in a four-fold would see you paid out to the value of the treble that the three winners create.

Visit Betway's horse racing betting page.